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Insurance For High-Net-Worth Individuals

If you own several homes and properties, luxury vehicles, private aircraft, yachts, boats, fine art, or precious jewelry, you likely already know that standard insurance policies are not adequate enough to cover all of your high-value assets.

High-net-worth coverage can properly protect you, your loved ones, and your valuables while providing protection against unexpected accidents and rare occurrences such as identity theft, kidnapping, and ransom demands.

At Gans & Smith Insurance Agency, Inc., we work with high-net-worth individuals like you across Texas to tailor customized insurance plans with a wider scope of coverage. As an independent agency, our team is dedicated to providing the concierge service you require and ensuring you remain properly insured as your wealth and assets grow.

Discover important aspects to consider regarding high-net-worth insurance below, and contact us today so we can design a plan that meets your unique coverage needs.

Common Types of Insurance for High-Net-Worth Individuals

The types of coverage you need will vary greatly based on the assets you own. Every high-net-worth insurance plan must be customized to meet the specific needs of the individual or family.

Click on the types of insurance coverages below that are relevant to you, and contact our team at Gans & Smith Insurance Agency, Inc. to design your tailored insurance package.

The Right Insurance for High-Net-Worth Individuals

Executives, business owners, and other high-net-worth individuals face specific challenges, including a higher risk of lawsuits or claims. Your insurance plan should include adequate liability coverage to protect against financial losses associated with lawsuits, including the legal costs to defend against the claim or pay out damages if necessary. It should also protect against whatever unexpected situations life may bring, including physical injuries and illnesses, property damage, theft, and vandalism.

At Gans & Smith Insurance Agency, Inc., your success is our priority, and you and your assets deserve nothing less than the best protection available. Working with our independent agency can be more beneficial than purchasing directly from an insurance company, as we have access to multiple highly rated insurance companies, and we take the time to evaluate your specific situation, identify the right coverage, and offer you a suitable policy to match your needs.

Ready to obtain tailor-made insurance protection for your growing success?

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Customer Reviews
5/5

Best deal I could find on insurance. Friendly and helpful people.

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Some D
4/5

Great insurance company

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Thomas k
5/5

The team and service we have received has been outstanding. They assisted us...

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Rebecca W
5/5

I have nothing but good things to say about Gans and Smith Insurance. Always...

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Robert W
5/5

William has been a great help dealing with our commercial policies!

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